55+ active-living community in Lake County, Florida

Scottish Highlands

Condominium Living

Living under condominium ownership is a balance between freedom and responsibility.  Although most of your life will revolve around your own property, each owner has joint ownership of what is known as common elements.  In addition to the shared commitment to maintain these elements, there are community developed by laws that govern the affairs of condominium association.  Any changes in the bylaws must be approved by the homeowners. Talented residents who volunteer make this an outstanding and enviable condominium community to call home.  Come and enjoy your retirement years with friends from all walks of life; people who are dedicated to making Scottish Highlands the best jointly-owned community in Florida!

Condominium Fees

At Scottish Highlands, a budget is determined each fiscal year under Florida law and association bylaws. By contract, residents enjoy a low rate for cable television. This cost, along with sewer and common expenses, is included in the monthly association fee paid by residents, including RV storage.  A review of fees at other comparable complexes in the area indicates that our residents have and continue to enjoy a real bargain.

  • Base Fee    $121.87
  • Reserves    $  22.13
  • Total Fee    $144.00


Facts and Figures about Scottish Highlands

The 650-home development operates, per Florida laws, as a condominium association, and is incorporated as such.  Thus, the official name of the development is Scottish Highlands Condominium Association, Inc.

While most envision a condominium as either multiple attached units or high-rise structures, Scottish Highlands is neither. Each homeowner owns their own lot and house.  Some residents are snow-birds and a few of the houses are rented on a long-term basis to non-owners.  The tenants, as well as new buyers, must be background checked and approved by the Board of Directors prior to buying or occupying the property. Each home owner also owns a portion (1/650th) of the common grounds, amenities, and structures. The value of each of the 1/650th share is shown separately on each property tax assessment. The day-to-day operation and upkeep of Scottish Highlands is in the hands of a full-time professional manager who answers to an elected Board of Directors.  The manager, in turn, is responsible for assuring that the various guidelines and restrictions are enforced and also supervises the bookkeeper and the grounds and building maintenance crew.   Scottish Highlands does not have a contract with an outside property management company, thereby eliminating the additional cost while maintaining a direct, daily chain of command. At present, in accordance with the annual association budget, there is a monthly assessment on each property of $144.00. The monthly dues is controlled diligently by the Board of Directors and assures that all common property is properly maintained, reserve funds are totally adequate, and the Association is in a solid fiscal condition.  A comparison to other homeowner or condominium associations will show that Scottish Highlands is not only financially sound, but that the monthly dues are among the lowest in our area when considering what is provided to the homeowner.  Among the valuable services provided are:

  • Privately owned and maintained roads
  • Skilled and diligent staff
  • Free Comcast digital starter and music channels cable TV service
  • High-speed Internet and cable upgrades are optionally available
  • Large 78' x 42' indoor heated pool and a spa
  • Outdoor pool
  • Lake County Sheriff patrols
  • Private sewage treatment facility on common property
  • Maintenance of all common grounds - lawns, shrubs, trees and ponds 
  • Buildings and paved parking area maintenance
  • Sports sites- tennis, pickle ball, shuffleboard, bocce ball
  • Recreation, meeting, administration, and activity building
  • Free fenced boat and RV parking lot